Teacher-only planning note
Kaiako can use this handout to keep financial literacy academically strong rather than purely advisory. The key pedagogy move is to insist on explanation in context: what does the percentage mean for the person, not just what is the answer?
Students solve problems involving percentages and whole amounts, and use proportional reasoning in context.
How this handout aligns
The worked example and student calculation task require percentage increase reasoning in a real financial context rather than isolated number practice.
Useful for kaiako who want financial capability tasks to stay mathematically rigorous and clearly connected to percentage learning.
Students communicate findings in context, use evidence, and justify whether claims or conclusions are supported.
How this handout aligns
The final decision task asks students to justify a safer financial option using their calculations and the reading rather than intuition alone.
This is where the handout becomes more than a worksheet: students must explain and defend their thinking.
Students connect mathematics to responsible real-world decisions that affect wellbeing and future options.
How this handout aligns
The Aotearoa framing and mana motuhake language support practical financial judgement rather than culture-free number work. Through a mātauranga Māori lens, the mathematics is used in service of better choices for self, whānau, and future wellbeing.
A useful teacher reminder that financial literacy should feel relevant to students’ lives, whānau, and future decisions.